So next month is my FINAL car payment. For 35 months I have been sending $351 to Ford Credit of Canada every month. This, in addition to my insurance, makes my car cost me $512/month. This doesn’t include things like gas, oil changes, and deductibles because my car fell victim to a 360º keying.

That was fun.

You may have just done the math and may or may not be wondering why my auto insurance is $161/month for a 2007 Ford Focus… All enquiries can be directed to Kenny and that’s all I’ll say about that.

Nevertheless, I’ve been quite excited these last few months at the prospect of being up at the very least $500/month. That’s a lot for this single-income girl with a provincial government salary and two cat-children. I have to play my cards right though because in the world of Andrea, $500 more a month could mean better quality oil paint brushes and Costco-size lint rollers. In other words, I need to keep reminding myself that $500 more a month doesn’t make me any Liliane Bettencourt.

On the flip side, although I sincerely am looking forward to this extra amount a month, I can’t help but feel like I’m going to be missing having a car. Yes, I know this makes me much less of a tree hugger but do you know how hard it is to haul a 50lbs box of cat litter from Costco to my front door? What about skiing? Or taking road trips to San Francisco? These are things that make me feel human.

I’ve been contemplating the idea of getting myself into a little, rattling, shit-box. I’ve never had a shit-box and I feel as though the best stories of growing up come from adventures in shit-boxes – almost like a right of passage. When you have a new vehicle, there’s no character. Shit boxes scream character because they’re adorned with home-made things like clothes hangers and cardboard wedged into the stereo housing because the deck isn’t fitting snugly enough. It’s getting your hands dirty because nothing under the hood will be clean. It opens the door to logical thinking because you’ll feel comfortable doing your own repairs as there is no warranty to void. It’s being able to put a bumper sticker on it and not caring because there’s no paint left on the bumper anyway.

My plan is to set aside $500 for March, April, and May; just as if I were still making car payments. What’s three more months after 36 months of payments? This way, I’ll have $1,500 to spend on my very own shit-box! I’ll be payment free. I shouldn’t keep calling it a shit box because I will take my used car very seriously and I will most certainly ensure that my vehicle is safetied, stable, and with doors that really do lock. I will cherish my shit-box.

Here are just a few of the ones I have my eyeballs on (make here, not these exact ones)…

Frankly, I’m excited to get my bum into something all worn, and vinyl-smelling.

Keep you posted.

1993 Honda Civic Si - Photo: Edmunds.com

1991 Volvo 240 - Photo: Edmunds.com

1992 Volkswagen GTI - Photo: Edmunds.com

At 7:38PM PST I’m feeling kind of drained creatively because I’ve been painting for most of the late afternoon.

But even through the forest of uninspired there should be a profound and life-altering law that will affect the way change is handed back to all customers. This law will be:

‘Coins first, then bills’

Discuss.